Educational financial content for pastors
Pastoral Finance

Financial clarity for pastors, from someone who knows the system from the inside.

Pastoral Finance teaches the money side of ministry plainly. The housing allowance, the 403(b), the taxes, and the retirement decisions that quietly shape a pastor’s future.
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Three ways in

The checkup
The Financial Vitals

A five-minute checkup on your financial health, from the housing allowance and taxes to your retirement runway. An honest read and a short list of where to start.

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Free tools
The Resource Library

Worksheets and checklists for the housing allowance, the 403(b) rollover, Roth conversions, and retirement income. Built for pastors.

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Listen
The Podcast

Short, plain conversations on the money questions pastors actually ask, and the decisions that outlast a ministry.

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Why pastor finances are different

Pastors face money questions most advisors never see. Dual tax status. SECA instead of FICA. The Section 107 housing allowance. Church retirement plans that don’t work like a corporate 401(k). One wrong move, like the wrong kind of rollover, can permanently change what retirement looks like. Most pastors were never taught any of this. Pastoral Finance exists to teach it plainly, so you can focus on your calling.

Common questions pastors ask

Why trust Pastoral Finance

An actual pastor. A denominational finance insider.

Pastoral Finance is built by Todd Hukill, an ordained pastor who has served eighteen years as Finance Director for the Tennessee Ministry Network, which serves roughly two hundred churches. He has worked in the financial profession since 2000 and holds a Bachelor of Science in Finance with a concentration in Financial Planning. Not an outside advisor looking in, but a pastor who has sat on both sides of the table.

18 yrs
Finance Director, ~200-church network
Since 2000
In the financial profession
Both
Ordained pastor and financial professional